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A little bit about yourself
You have to do some of the legwork.
While credit repair companies will send all of the necessary paperwork for you and deal with both creditors and credit bureaus, you still have to provide them with some information about the accounts and evidence, in order for them to dispute any errors.
Not everything can be removed.
Credit bureaus are very specific about the information that can be deleted from a report, like late or missed payments, charge-offs, and collections, just to name a few. Still, you must remember that these marks can only be removed if they can be verified as inaccurate.
It’ll take time.
Although some companies may offer shorter turnarounds, on average, credit repairs can take from three months to a year, depending on the complexity of your situation.
You could save money.
Paystubsnow challenges errors on your credit report, which can result in an improved credit score. A higher credit score could secure you a better interest rate on any loans or credit cards you apply for in the future, saving you hundreds to thousands of dollars in the long run.
There is a lot of setup work on our part during the first stage of the process. Most companies charge up to a $200 fee, but we understand you may have a budget, so ours is only $74.99.